What kinds of disability benefits are available
Social Security Disability Insurance Benefits (SSD)
You may qualify for:
- Social Security disability benefits (SSD) if you are a disabled worker and you have worked and earned enough credits to become “insured.”
- Social Security survivor benefits if you are a disabled widow or widower, between 50 and 60 years of age, based on your deceased husband’s or wife’s work record.
- Social Security child’s benefits if you are a disabled child over age 18, and either of your parents is receiving Social Security Benefits or is deceased and paid enough into Social Security before his or her death to be “insured.”
Supplemental Security Income (SSI) Payments
Supplemental Security Income (SSI) provides money for such basic needs as food, clothing, and shelter for people, including children, who are blind or disabled. To get SSI you must be disabled, and have little or no income or assets.
Medicare coverage is available to people who have been entitled to Social Security disability benefit payments for 24 months and to government employees who meet Social Security’s definition of disability and are “insured”.
Medicaid is a jointly-funded, Federal-State health insurance program for certain low-income and needy people. Eligibility requirements vary for each State. Generally, if you qualify for SSI, you can then qualify for Medicaid coverage for your medical expenses.